FAQ

Crypto card questions, answered

Short answers with links to the full guide and its sources.

Short answer

The questions Canadians ask most are which crypto cards are available here, whether rewards are taxed, whether CDIC covers anything, and how to check a platform. Short version: three verified cards, CRA has not addressed card cashback, CDIC covers no crypto, and the CSA list is the check. Details and sources follow.

Figures as of November 3, 2026.
Mitey the yeti answering a friend’s questions
Mitey answers a friend’s questions one at a time and points to the guide behind each answer.

Questions people ask

Which crypto cards are available in Canada?

As of November 3, 2026 we verified 3 on issuers’ own pages: Shakepay Card, Crypto.com Visa, MetaMask Card. See all cards for profiles and the cards we checked and left out.

Which crypto cards pay rewards in bitcoin?

Of the cards we verified, Shakepay Card pay rewards in bitcoin, per their issuers.

Can I get a crypto card in Quebec?

Per their issuers, Shakepay Card, Crypto.com Visa, MetaMask Card are offered in Quebec. See availability by province.

Are crypto card rewards taxable in Canada?

CRA has not published guidance on crypto cashback from card purchases specifically. Staking rewards on a centralized platform are generally income when credited, and spending crypto through a card is a disposition. See taxes on crypto rewards.

Is money on a crypto card protected by CDIC?

Crypto, including stablecoins, is not covered by CDIC. A CAD balance on a prepaid card is covered only if the program places it as an eligible deposit at a CDIC member. See CDIC and crypto cards.

Do crypto cards build credit history?

Prepaid and debit cards don’t. Only a credit card that reports to the credit bureaus does. See prepaid vs debit vs credit.

How do I check a crypto card platform is legitimate?

Find the platform’s legal name in its terms and look for it on the CSA list of authorized crypto platforms or the CSA list of pre-registration undertakings. See regulation.

Is a higher reward tier worth staking for?

Only if you would hold the token anyway. Divide the tier’s extra yearly rewards by the stake: that percentage price drop cancels the benefit. Use the stake tool.

What is a crypto reward worth?

Whatever the coin is worth when you sell or spend it. Model price paths with the volatility tool.

Do I pay tax each time I buy something with a crypto card?

If the card sells your crypto to pay, each purchase is a disposition that can create a gain or loss. Cards that spend a CAD balance you loaded do not create a crypto disposition at the till.

Does CryptoCards.ca earn commission from these cards?

No. As of November 3, 2026 we have no affiliate, referral or advertising relationship with any listed issuer. See methodology.

How often is this site updated?

Every card is re-checked at least quarterly and whenever a reader reports a change. Each figure shows its source date.

“Is a 1% bitcoin card worth it?” on $800 a month
“Is a 1% bitcoin card worth it?” on $800 a month: inputs, steps and result
Card and tierShakepay Card — Base
Purchases in CAD$800 a month
Purchases in a foreign currency$0 a month
Rewards (at the CAD value when credited)$96.00 a year1% of eligible spend, paid in BTC
Fixed fees$0.00
Foreign-currency fees$0.00
Net a year$96.00No fixed fee to recover.

Open this example in the calculator →Computed 2026-11-03.