Tool

Is the higher tier worth the stake?

Compare a tier’s extra rewards with what you must lock up, and see the price drop that cancels the benefit.

Short answer

Divide a staked tier’s extra yearly rewards by the value of the tokens you lock up: that percentage is the price fall that wipes out the benefit. On Crypto.com’s Ruby Steel tier at $1,500 a month in Canada, the stake route adds about $225 a year against a CA$650 stake, so a 35% fall in CRO cancels it.

Figures as of November 3, 2026.

Mitey the yeti weighing two numbers in a notebook — Mitey writes the stake on one line and a year of extra rewards on the next, then divides one by the other.

The tier

Extra rewards per year from the higher tier ($)Use the rewards vs fees tool: higher tier’s net minus the base tier’s net.

Value of the tokens you must lock up ($)

Price drop that cancels a year of extra rewards4.5%

Extra rewards as a % of the stake4.5%

Ignores that extra rewards paid in the same token also change value, and any unstaking delay.
Token price over the year	Stake gain / loss	Plus extra rewards	Net vs not staking
-75%	−$3,000	$180	−$2,820
-50%	−$2,000	$180	−$1,820
-25%	−$1,000	$180	−$820
-10%	−$400	$180	−$220
0%	$0	$180	$180
+25%	$1,000	$180	$1,180

Ruby Steel staked vs the free tier, computed

Ruby Steel staked vs the free tier, computed: inputs, steps and result
Spend	$1,500 in CAD + $150 foreign a month
Tier	Crypto.com Visa — Ruby Steel (CRO stake)CA$650 of CRO locked for 12 months
Net a year on the free Midnight Blue tier	−$36.00
Net a year on Ruby Steel (staked)	$188.64
Extra value from the tier	$224.64
CRO price drop that cancels the extra	34.6%extra value ÷ value of the stake

Open this example in the calculator →Computed 2026-11-03.

What this means for you

Compare the subscription route where one exists: CA$69.90 a year for Ruby Steel has no price risk.