There is no single best crypto card. Each pick below names its criterion and how we measured it, using only figures the issuers publish, and shows ties. On a $1,500 monthly budget the order changes as soon as you add foreign spending or a staked tier, so run your own numbers in the calculator.
Figures as of November 3, 2026.| Criterion | How we measured it | Cards that meet it |
|---|---|---|
| Highest net value with no token stake or status condition | Net yearly rewards minus fees, FX and conversion on $1,500/month in CAD plus $150 in foreign currency; staked tiers and monthly-activity statuses excluded. Includes offshore cards. | ether.fi Cash — Core (offshore) |
| Highest net value on a CSA-registered platform, no stake or status condition | Same budget, limited to cards whose platform is on the CSA authorized list. | Shakepay Card — Base |
| Lowest stated foreign-currency fee | The FX fee the issuer publishes. Cards that do not state one are excluded. | ether.fi Cash |
| No fixed yearly fee at the entry level | Entry tier with $0 annual and monthly fees. | Shakepay Card, Crypto.com Visa, ether.fi Cash, MetaMask Card |
| Rewards paid in bitcoin | Payout asset is BTC, as the issuer states it. | Shakepay Card |
| Widest provincial availability | Most provinces and territories the issuer says it serves. | Shakepay Card, Crypto.com Visa, ether.fi Cash, MetaMask Card |
| Apple Pay and Google Pay both confirmed | Both stated as supported on the issuer’s pages. | Shakepay Card, Crypto.com Visa, MetaMask Card |
This page used to live at /best-cards-2025 under the title “Best Crypto Cards 2025”. That address now forwards here, and the unsourced picks were replaced with criteria you can check.
